Last updated: August 10, 2026

1. Accepted payment methods

The full list of payment methods available to you is displayed at checkout. If a method you expect is not shown, it is not available for your order or your location.

2. Currency

All prices are displayed and charged in US dollars (USD). If your card or account is held in another currency, your bank sets the exchange rate and may add its own conversion fee. Bybunish.com does not receive any part of that fee.

3. When you are charged

Payment is authorized when you place your order and captured when the order is confirmed. You receive an order confirmation email with your order number. If it does not arrive within a few minutes, check your spam folder before contacting us.

If a payment is authorized but the order fails to complete, the authorization is released by your bank. The time this takes is set by your bank, not by us.

4. Taxes and duties

Applicable sales tax is calculated at checkout and shown before you confirm your order. The total displayed at checkout is the total you pay us. We do not add charges after an order is placed.

5. Payment security

• The entire site runs over SSL/TLS encryption.
• Card details are handled directly by certified, PCI-DSS compliant payment processors.
• Bybunish.com never sees or stores your full card number.
• We will never ask you for your card number, PIN, or full account details by email, phone, or chat.

6. Failed or declined payments

Payments are most often declined by your own bank, not by us. Common reasons are a billing address mismatch, insufficient funds, an expired card, or your bank’s fraud screening on a first-time or high-value purchase. Check your details or contact your bank, then try again. If the problem continues, email support@bybunish.com.

7. Fraud prevention and order verification

We screen orders for fraud. For some orders we may ask you to confirm your identity or billing details before we ship. We reserve the right to cancel and fully refund any order we cannot verify, or that we reasonably suspect to be fraudulent or unauthorized. A cancellation of this kind is not a judgment about you personally, and no charge is retained.

8. Pricing errors

We work hard to keep prices accurate, but errors happen. If an item is listed at an obviously incorrect price, we may cancel the order and issue a full refund rather than fulfil it at the mistaken price. We will contact you before doing so.

9. Refunds

Refunds are issued to the original payment method. We do not charge a refund processing fee.

Payment method	Typical time to appear
Credit / debit card	3–15 business days
PayPal	3–7 business days
Other methods	Varies by provider

Full details are in our Refund & Returns Policy.

10. Chargebacks

If something is wrong with your order, contacting us directly is almost always faster than opening a chargeback with your bank, which can take weeks. We will work with you to fix the problem. If a chargeback is filed, we supply the relevant order, delivery, and correspondence records to the payment provider.